Fixed Rate Mortgages
Helping you find a stable platform
When considering your options for a mortgage, understanding fixed-rate mortgages is essential. These types of mortgages offer a stable interest rate for a set period, providing peace of mind against fluctuating market rates. Unlike variable-rate mortgages, where your payments can change with interest rate shifts, a fixed-rate mortgage ensures your monthly payments remain consistent. This predictability is especially beneficial for first-time buyers or those seeking to remortgage, as it helps with budgeting and long-term financial planning.
At Sequoia Mortgage and Protection, I help clients navigate the world of fixed-rate mortgages. With access to a comprehensive range of lenders, I will aim to ensure that my clients can secure the most suitable product/deal tailored to their unique circumstances.
Book a free initial consultation here
or call directly at 07515 059949 to get started!
Your home may be repossessed if you do not keep up repayments on your mortgage.
How Sequoia Mortgage and Protection can help you find the right mortgage
I understand that each client's situation is different, which is why I conduct in-depth consultations to gather essential information about their financial needs and goals, ensuring that you receive impartial and sensible advice. Whether you are a first-time buyer looking to enter the housing market or someone who has faced challenges in securing finance elsewhere, I am here to help you find the right fixed-rate mortgage solution.
Fixed vs Variable
Choosing between a fixed-rate and a variable-rate mortgage can be a daunting decision. Fixed-rate mortgages are often the preferred choice for those who wish to avoid the uncertainty of changing interest rates. If you are unsure about what interest rates may do in the future, a fixed-rate mortgage can provide the security of knowing your payments will remain unchanged throughout the fixed term.
In contrast, variable-rate mortgages can fluctuate, potentially leading to lower payments when rates are low, but higher costs when rates rise. For clients who value stability and predictability, especially those older or looking for a mortgage term that may differ from mainstream options, fixed-rate mortgages could be the ideal choice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
FAQ's
Have a question that's not been answered here? Get in touch
What is a fixed-rate mortgage?
A fixed-rate mortgage is a loan with a stable interest rate for a set period, ensuring consistent monthly payments.
How does Sequoia assist clients?
I provide expert guidance, conduct in-depth consultations, and compare a wide range of lenders to find the best fixed-rate mortgage options.
Who benefits from fixed-rate mortgages?
Fixed-rate mortgages are ideal for first-time buyers and those looking to remortgage, as they offer stability and predictable payments.
What’s the difference between fixed and variable-rate mortgages?
Fixed-rate mortgages have unchanging payments, while variable-rate mortgages can fluctuate with market interest rates, affecting your monthly costs.
Can Sequoia help if I've faced challenges securing finance?
Yes, I am experienced in assisting clients who have had difficulties in the past, helping them find suitable mortgage solutions.
How can I book a consultation with Sequoia Mortgage and Protection?
You can book a consultation by calling 07515 059949 or emailing contact@sequoiamortgage.co.uk.